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Federal Healthcare Reform

picture of stethescope on American flag

The Patient Protection and Affordable Care Act (PPACA) is a federal statute signed by President Barack Obama on March 23, 2010. The state of Colorado is working hard to succeed in establishing federal health care reform. Lawmakers, federal regulators, and state regulators are working together to develop the laws and rules necessary to implement health care reform.


  • To help people who already have health insurance retain their coverage

  • To provide accessible heath care coverage for the uninsured

  • To provide the American people with new rights and new benefits

  • Provide new consumer protections

  • Improve quality and lower costs

With most changes taking place by 2014, it is helpful to understand what the goals are that will help establish the new foundation of health care.

There are many provisions which will require development and effectiveness. Some provisions are immediate and other will take time due to the necessary development in federal and state laws. The laws are necessary to create uniformity.


Division of Insurance decisions regarding reinsurance and risk adjustment

Risk Adjustment Implementation September 7, 2012
Reinsurance Implementation September 7, 2012






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