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Prior to applying for a MLO license, the applicant must first complete 20 hours of NMLS approved licensing education and pass the two-part S.A.F.E. Act Mortgage Loan Originator exam.
Click here to go to the NMLS website for more information on Pre-Licensure Education
After completing 20 hours of education, applicants must also pass a two-part exam established by the Nationwide Mortgage Licensing System and Registry. The two-part exam is composed of a national test and a state test. The national portion consists of 125 questions and the state portion consists of 65 questions.
You must complete the 20 hours of education before taking the S.A.F.E. Act Mortgage Loan Originator exam.
The Board of Mortgage Loan Originators plans to adopt the Uniform State Test in the future. Until then, new applicants must take the Colorado specific exam.
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