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Fair housing laws were enacted to provide equal housing opportunities. It is illegal to discriminate on the basis of a person's protected class in the sale, rental or financing of housing.
Predatory Lending sales or rentals may involve a discrimantory loan designed to strip equity from the owner of the housing, or an unaffordable mortgage that is meant to force the owner into repeated refinancing, or a deceptive loan created to force the owner into foreclosure. Individuals may be targeted for illegal practices based on a protected class.